Wrongful Repossession in California – They Took Your Car Illegally? Sue Them NOW.
If a repo man or lender repossessed your vehicle in California without following the law, you can sue them for thousands of dollars – even if you were behind on payments.
⚠️ You do NOT have to be current on your loan to win a wrongful repossession case.
⚠️ One single violation can get you $1,000 – $10,000+ in statutory damages + attorney fees + possibly your car back or money for its value.
Common Wrongful Repossession Violations (Each One Pays)
- No written notice before or after repossession (Rees-Levering Act)
- “Breach of the peace” – yelling, threats, cutting locks, entering a closed garage, etc.
- Repossessing after you filed bankruptcy (automatic stay violation)
- Selling your car too fast or without proper notice of sale
- Charging illegal repo or storage fees
- Keeping or selling your personal belongings left in the car
- Repossessing the wrong vehicle or from the wrong person
- Using deceptive FDCPA-violating tactics to locate or repossess the car
Every single violation above is worth money under California’s Rosenthal Fair Debt Collection Practices Act (Civil Code § 1788 et seq.) and the federal Fair Debt Collection Practices Act.
How Much Is Your Wrongful Repossession Case Worth?
| Violation | Typical Recovery |
| FDCPA violation (repo agent is usually a “debt collector”) | $1,000 statutory + actual damages + attorney fees |
| Rosenthal Act / Rees-Levering violation | $1,000 – $10,000+ per violation + attorney fees |
| Breach of the peace | Punitives possible + full vehicle value |
| Conversion of personal property in car | Value of items + emotional distress + punitives |
| UCC improper sale | Finance charge + 10% of principal + deficiency waived |
Most of our wrongful repo clients walk away with $8,000 – $35,000+ even when they were behind on payments.
Don’t Wait – The Statute of Limitations Is Only 1–4 Years
If your car was repossessed in the last 4 years in California, you still have time – but the clock is ticking.
We’ve Sued the Biggest Repo Companies & Lenders in California
We’ve recovered millions for consumers against:
- United Auto Credit
- Santander / Chrysler Capital
- Westlake Financial
- Lobel’s
- Repo Men from Allied, Prime, Legacy, United Recovery, etc.
- Every major bank and credit union that finances cars
Free Case Review – Takes 2 Minutes
No fee unless you win
