Wrongful Repossession Colorado – Sue for $15K–$100K+ Even If Behind (2025 Laws)

Colorado’s 20-day Right to Cure notice is MANDATORY (C.R.S. § 5-5-110)
Skip it or breach the peace? → You sue for $15,000–$100,000+
100% FREE – repo company pays our fees + your settlement

Colorado Repossession Laws – 2025

Mandatory Right to Cure notice – 20 days to pay after notice (C.R.S. § 5-5-110)
No court order needed – but ZERO breach of peace allowed (C.R.S. § 4-9-609)
Must send Notice of Sale before auction (C.R.S. § 4-9-611)
All personal property returned FREE – no fees ever
Repo agents must be bonded $50K+ with Colorado AG (C.R.S. § 4-9-629)
FDCPA applies – no threats, lies, or fake cops

Top Colorado Wrongful Repo Violations (2025 Payouts)

Violation	Average 2025 Settlement
Breach of peace (threats, damage, ignoring objection)	$25,000 – $100,000+
No Right to Cure notice or repo’d too early	$15,000 – $60,000 + car back
Kept tools, guns, child seat, clothes, laptop	$20,000 – $80,000+
Defective Notice of Sale	Deficiency wiped + $10K–$40K

Lenders & Repo Companies We Sue in Colorado

Santander / Chrysler Capital
Credit Acceptance
Westlake Financial
Bridgecrest (DriveTime)
GM Financial / Ally
Renovo Recovery
Relentless Recovery
United Recovery
Every local Denver / Colorado Springs repo yard

Do This Immediately After a Colorado Repo

Photograph damage + list everything left in the car
Demand your belongings back FREE in writing
Check if they sent the 20-day Right to Cure notice
Don’t pay deficiency yet – illegal repo = debt erased + they pay you

YES – Repo’d in Colorado? FREE $15K–$100K Case Review (90 Seconds)

Call 877-BAD-REPO • Open 24/7 • No Fee Unless You Win

Serving Denver, Colorado Springs, Aurora, Fort Collins, Lakewood, Thornton, Pueblo, Boulder, Greeley, Longmont, Loveland, Arvada, Westminster, Centennial and all of Colorado.