So your car was repossessed? That sucks!
It could be that your car was not PROPERLY or LEGALLY repossessed.
Here’s what constitutes a legal repo vs. a not so legal repo.
Rules: There must be a “Breach of the Peace” in order for an illegal repossession to take place. If the repo agent does breach the peace, you have a case.
If there is a breach of the peace, repossession agents are not allowed to continue to repossess your car without a court order. Doing so may violate the FDCPA vehicle & various state laws.
Additionally, if the police assist with the repossession and force you to give up your car (without a court order), your civil rights may also have been violated.
If you think your vehicle was wrongfully repossessed (or may be in the future), contact us for a no cost review. You may be entitled to money damages (and/or waiver of any remaining balance) and force the collector to pay your attorney fees and costs!