“Can I Really Sue The
(And you don’t even have to pay for the attorney!)
Download Our Free Guide to FIGHTING Debt Collections Here
Getting Illegal Calls from a Debt Collector? SUE THEM!
Our Attorneys Have Secured MILLIONS in Awards from Debt Collectors and WE CAN HELP YOU TOO!
The United States has laws against debt collectors harassing you. You have the right to be left alone, and make some easy money in the process!
How Sue The Collector™ Works For You
You fill out our simple questionnaire and submit your other evidence.
We review your situation for free to determine if your rights have been violated and we will connect you to an award-winning attorney.
No matter what,
YOU WILL NOT PAY FOR ANY LEGAL SERVICES.
Illegal Debt Collector Help:
How to Know if a Debt Collector is Doing Something Illegal
Examples of when a Debt Collector Breaks the Law
Has The Debt Collector…
- Lied to you about anything?
- Embarassed you or humiliated you?
- Treated you unfairly?
If ANY Debt Collector (Or Original Creditor in California only) has done anything to collect a debt that is untruthful, embarassing or unfair,
then you MAY have a case!
Things Debt Collectors CANNOT DO
- Call before 8AM or After 9PM
- Call your friends, relatives or neighbors seeking your location when they already have this information
- Calling your job (on your job-owned telephone) when your job doesn’t allow personal phone calls
- Use vulgarity, swears, or racist/other defamatory language to collect a debt
- Lie to you about the status of your debt or how much you actually owe
- Lie about taking you to court or using “escalation” language like “we will advise our lawyers of your non-cooperation” insinuating legal consequences
- Add on collections fees, late fees, interest charges or convenience fees coupled with accepting credit card payments
What is the Fair Debt Collection Practices Act (FDCPA)?
The Fair Debt Collections Practices Act protects consumers from harassment and privacy violations by bill collectors. It was enacted in 1966 and was amended by the Financial Services Regulatory Relief Act of 2006.
Congress wanted to regulate how debt collectors, companies that collect debts for another company, can contact and collect past due accounts. Prior to the FDPCA, debt collectors were able to use harassment, intimidation and outright scare tactics to collect debts. Not anymore.
Now debt collectors must abide by a fair set of rules that govern their behavior. If they decide to ignore those rules, that is where SUE THE COLLECTOR’s Lawyers step in and represent you.
Debt Collectors such as AFNI, MIdland Funding, Midland Credit Management, Transworld, Encore Capital, LVNV Funding (or the Attorneys that represent LVNV Funding) are all either Debt Buyers or Debt Collectors. Debt Collectors are subject to the FDCPA (Fair Debt Collections Practices Act). Violations allow you to bring your own lawsuit using our Lawyers, potentially winning you up to $1000 for a violation of the Act.
There are thousands of debt collectors, and many are fake and scams, so don’t be fooled into giving your credit or debit card information over the phone without first requesting everything in writing.
Debt collectors MUST provide a letter detailing your account within 5 DAYS of the first attempt to contact you. Didn’t get any letter or they refuse to send you something in the mail?
DEBT COLLECTIONS IN AMERICA
Almost 32% of Americans Are In Some Form of Debt Collection Today.
Who Can I Sue Under the Fair Debt Collections Practices Act?
The FDCPA or Fair Debt Collections Practices Act allows you to sue Third Party Debt Collectors. That description is applied to any company that collects debts “For Another” company. Here’s who you can sue under the FDCPA if a violation of the Act occurs.
(If you do not see them listed here, it’s because there are thousands of debt collectors. These are the largest and most common in America)
Any “Third-Party” Debt Collector such as:
- Midland Funding (otherwise known as Midland Credit Management, Asset Acceptance, Encore Capital Group)
- Transworld Systems
- CBE Group
- Diversified Consultants
- Portfolio Recovery Associates
- Harris & Harris
- Wakefield and Associates
- State Collections Services
- Alliance One
- Consumer Portfolio Services
- FirstCredit Incorporated (First Collections)
- UPG Collections
- GLA Collection Company
- M.R.S. Associates
- FMA ALLIANCE
- IC SYSTEMS
- ENHANCED RECOVERY COMPANY
- Convergent Outsourcing
- ALLIED INTERSTATE
- GC SERVICES
- Hunter Warfield
- Glass Mountain Capital
- Zwicker and Associates
Helpful tips to handle debt collectors:
Don’t Block Telephone
If you block telephone numbers, it’s difficult to prove your claims under the Telephone Consumer Protection Act. Therefore, don’t block calls from debt collectors.
Tell them to stop calling.
If you continue to get calls AFTER you’ve told them to stop calling, you may have a case against the Debt Collector, Bank, Telemarketing Company, or anyone calling using an Automated Dialing System.
Can debt collection lawyers or law firms that sue me for a past due account be sued for violating the FDCPA? Yes!
Lawyers that SUE consumers for Debt Buyers such as LVNV Funding, Convergent Outsourcing, Asset Acceptance, and Midland Credit, can be SUED under the Fair Debt Collections Practices Act. They are liable to the Act and must comply to all of the standards set forth under the law. Attorneys and law practices who regularly engage in debt collection activity can learn some valuable lessons from a recent Eleventh Circuit decision concerning the FDCPA. In Miljkovic v. Shafritz and Dunkin, the court held, in a case of first impression, that representations made by an attorney in court filings during the course of debt-collection litigation are actionable under the FDCPA. 791 F.3d 1291 (11th Cir. 2015)
Debt Collections Law Firms such as:
- Harris & Harris
- LINEBARGER GOGGAN BLAIR & SAMPSON LLP
- BAYLOR SCOTT & WHITE
- WELTMAN WEINBERG & REIS
- Lustig, Glaser & Wilson
- Trott Law PC
- SmithMarco, P.C
- Johnson Legal Group, LLC
- Spilotro Law Group, LLC
- Fulton Friedman & Gullace LLP
- Gainsberg Law, P.C
- Keogh Law, LTD
- and ANY OTHER LAWYER OR LAW FIRM THAT REGULARLY COLLECTS CONSUMER DEBT IN COURT.