FCRA Lawsuit 2026: Sue Credit Bureaus & Furnishers for $1K–$100K+ Over Inaccurate Credit Report Errors
Experian • Equifax • TransUnion keep wrong info on your report?
Inaccurate collections, late payments, bankruptcies, repossessions, or identity theft?
You sue under the Fair Credit Reporting Act → $1,000 statutory + actual damages + our fees
100% FREE – the credit bureau pays everything when they lose (and they usually do)
Inaccurate collections, late payments, bankruptcies, repossessions, or identity theft?
You sue under the Fair Credit Reporting Act → $1,000 statutory + actual damages + our fees
100% FREE – the credit bureau pays everything when they lose (and they usually do)
Top FCRA Violations That Pay $1K–$100K+ (2026)
| FCRA Violation | Average 2026 Payout |
|---|---|
| Refused to delete inaccurate info after dispute (15 U.S.C. §1681i) | $5,000 – $75,000+ |
| Reinserted deleted item without notifying you | $1,000 statutory + actual damages |
| Mixed files / wrong person’s info on your report | $25,000 – $100,000+ |
| Furnisher (bank, collector) failed to investigate dispute (§1681s-2(b)) | $5,000 – $50,000+ |
| Old debt past statute of limitations still reporting | $1,000 + full deletion |
We Sue These Companies Every Week Under the FCRA
- Experian
- Equifax
- TransUnion
- Midland Funding / Encore
- Portfolio Recovery
- LVNV / Resurgent
- Santander Consumer USA
- Capital One
- All furnishers & CRAs nationwide
Your FCRA Rights – 2026
- Free credit report every 12 months (AnnualCreditReport.com)
- Dispute any inaccurate item — bureau must investigate in 30 days
- They must delete or correct unverifiable/inaccurate info
- Willful violation = $1,000 statutory + punitive damages
- Negligent violation = actual damages + attorney fees
Do This Right Now If Your Report Is Wrong
- Pull all 3 reports at AnnualCreditReport.com
- Circle every wrong item (late payments, collections, repos, bankruptcies)
- Send us the reports — we file disputes + lawsuits for free
YES – Wrong Info on My Credit Report → FREE $1K–$100K FCRA Case Review (90 Seconds)
Call 877-BAD-REPO • Open 24/7 • No Fee Unless You Win
Nationwide FCRA lawsuits – we sue Experian, Equifax, TransUnion, and every furnisher in all 50 states.
Related Pages:
Sue Experian FCRA •
Sue Equifax FCRA •
Sue TransUnion FCRA •
Remove Wrong Items From Credit Report
Last Updated: January 1, 2026 | Attorney Advertising
