Can debt collectors use robocalls?

No – TCPA prohibits robocalls/robotexts to cell phones without prior express consent.

How much can I recover per illegal robocall?

$500 per violation, or $1,500 per willful violation, plus actual damages and attorney fees.

How long do I have to sue under TCPA?

Four years from the date of the violation.

Debt Collector Robocalls – Sue for $500–$1,500 Per Call (2026)

Debt collector using robocalls or robotexts to your cell phone?
Under the Telephone Consumer Protection Act (TCPA), you can sue for $500–$1,500 per illegal call/text.
Robocall violations = $500 – $1,500+ per call + attorney fees
100% FREE – collector pays our fees + your cash

Why Debt Collector Robocalls Are Illegal

The TCPA prohibits debt collectors from using autodialers or prerecorded messages to call or text cell phones without prior express consent. Even if you owe money, debt collectors cannot use automated calls/texts unless you gave specific permission.

TCPA Violation by Debt Collector	Average 2026 Settlement
Robocalls/robotexts to cell phone without consent	$500 – $1,500 per call/text
Calls after consent revoked (“stop” or written notice)	$1,000 – $50,000+ (willful)
Using spoofed caller ID to mislead	$500 – $1,500 per call + damages
Multiple automated calls per day	$10,000 – $50,000+ total

Common Debt Collector Robocall Violations

Automated calls saying “This is a debt collector” or prerecorded messages
Robotexts demanding payment or threatening action
Calls after you revoked consent (text “stop” or told them verbally)
Calls from spoofed numbers to hide identity
Multiple daily robocalls from the same agency

Compensation for TCPA Violations

$500 per illegal call/text (statutory damages)
$1,500 per willful violation
Actual damages (phone bills, stress, lost time)
Attorney fees and court costs (paid by collector)
Settlements often $500 – $50,000+ depending on number of calls

We Sue These Debt Collectors for Robocalls

Portfolio Recovery Associates
Midland Credit Management
LVNV Funding
Jefferson Capital Systems
National Credit Adjusters
Cavalry Portfolio Services
Velocity Investments
Local collection agencies nationwide

Real Debt Collector Robocall Wins (2026 Examples)

Case 1: 200+ robocalls from collector → $85,000 settlement.
Case 2: Robotexts after consent revoked → $42,000 recovery.
Case 3: Multiple daily robocalls → $28,000 + $1,500 per willful call.
Case 4: Spoofed ID + automated messages → $65,000 total.